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The role of refinancing

Refinancing allows you to borrow a capital repaid on your mortgage loan in order to consolidate your debts, it can also finance new projects such as renovations, the purchase of a second home or a personal project.

For a mortgage refinancing request, you must have a minimum of 20% liquidity on your current mortgage for it to be studied.

Please note that before getting your new loan, a new qualification study is done. Hence the importance of the role of the mortgage broker so that you can meet all the budgetary and banking standards that are required.